Interchange Insights

Interchange Rates

Visa Debit Card-Present
Visa Debit CPS 0.800% + 15¢
Visa DEbit CPS Regulated 0.050% + 22¢
Visa Debit Keyed
Visa Debit Keyed CPS 1.650% + 15¢
Visa Debit Keyed CPS Regulated 0.050% + 22¢
Visa Debit Keyed Prepaid 1.750% + 20¢
Visa Debit Keyed Business 2.450% + 10¢
Visa Credit Keyed
Visa Keyed CPS Retail 1.800% + 10¢
Visa Keyed Rewards Traditional 1.950% + 10¢
Visa Keyed Rewards Signature 2.700% + 10¢
Visa Keyed Rewards Signature Preferred 2.400% + 10¢

Interchange Rates

MC Debit Card-Present
MC Debit 1.050% + 15¢
MC Debit Regulated 0.050% + 22¢
MC Debit Prepaid 1.050% + 15¢
MC Debit Keyed
MC Debit Keyed 1.600% + 15¢
MC Debit Keyed Regulated MC Debit Keyed Regulated
MC Debit Keyed Prepaid 1.760% + 20¢
MC Credit Keyed
MC Keyed Consumer 1.890% + 10¢
MC Keyed Enhanced 2.040% + 10¢
MC Keyed World 2.050% + 20¢
MC Keyed World Elite 2.500% + 10¢

Interchange Rates

Discover Debit Keyed
Discover Debit Keyed 1.750% + 25¢
Discover Debit Keyed Regulated 0.050% + 22¢
Discover Credit Keyed
Discover Keyed Consumer 1.870% + 10¢
Discover Keyed Rewards 1.970% + 10¢
Discover Keyed Premium 2.000% + 10¢
Discover Keyed Premium Plus 2.400% + 10¢

Interchange Rates

AMEX Retail
<$75 1.600% + 10¢
<$1,000 1.950% + 10¢
>$1,000 2.400% + 10¢
AMEX Services
<$400 1.600% + 10¢
<$3,000 1.950% + 10¢
>$3,000 2.400% + 10¢
AMEX Mail Order & Internet
<$150 1.700% + 10¢
<$3,000 2.050% + 10¢
>$3,000 2.500% + 10¢
AMEX B2B/Wholesale
<$400 1.550% + 10¢
<$7,500 1.800% + 10¢
>$7,500 2.250% + 10¢
AMEX T&E
<$100 2.250% + 10¢
<$1,000 2.600% + 10¢
>$1,000 3,000% + 10¢