Interchange Insights
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Interchange Rates
Visa Debit Card-Present
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Visa Debit Keyed
| Visa Debit Keyed CPS | 1.650% + 15¢ |
| Visa Debit Keyed CPS Regulated | 0.050% + 22¢ |
| Visa Debit Keyed Prepaid | 1.750% + 20¢ |
| Visa Debit Keyed Business | 2.450% + 10¢ |
Visa Credit Keyed
| Visa Keyed CPS Retail | 1.800% + 10¢ |
| Visa Keyed Rewards Traditional | 1.950% + 10¢ |
| Visa Keyed Rewards Signature | 2.700% + 10¢ |
| Visa Keyed Rewards Signature Preferred | 2.400% + 10¢ |
Interchange Rates
MC Debit Card-Present
| MC Debit | 1.050% + 15¢ |
| MC Debit Regulated | 0.050% + 22¢ |
| MC Debit Prepaid | 1.050% + 15¢ |
MC Debit Keyed
| MC Debit Keyed | 1.600% + 15¢ |
| MC Debit Keyed Regulated | MC Debit Keyed Regulated |
| MC Debit Keyed Prepaid | 1.760% + 20¢ |
MC Credit Keyed
| MC Keyed Consumer | 1.890% + 10¢ |
| MC Keyed Enhanced | 2.040% + 10¢ |
| MC Keyed World | 2.050% + 20¢ |
| MC Keyed World Elite | 2.500% + 10¢ |
Interchange Rates
Discover Debit Keyed
| Discover Debit Keyed | 1.750% + 25¢ |
| Discover Debit Keyed Regulated | 0.050% + 22¢ |
Discover Credit Keyed
| Discover Keyed Consumer | 1.870% + 10¢ |
| Discover Keyed Rewards | 1.970% + 10¢ |
| Discover Keyed Premium | 2.000% + 10¢ |
| Discover Keyed Premium Plus | 2.400% + 10¢ |
Interchange Rates
AMEX Retail
| <$75 | 1.600% + 10¢ |
| <$1,000 | 1.950% + 10¢ |
| >$1,000 | 2.400% + 10¢ |
AMEX Services
| <$400 | 1.600% + 10¢ |
| <$3,000 | 1.950% + 10¢ |
| >$3,000 | 2.400% + 10¢ |
AMEX Mail Order & Internet
| <$150 | 1.700% + 10¢ |
| <$3,000 | 2.050% + 10¢ |
| >$3,000 | 2.500% + 10¢ |
AMEX B2B/Wholesale
| <$400 | 1.550% + 10¢ |
| <$7,500 | 1.800% + 10¢ |
| >$7,500 | 2.250% + 10¢ |
AMEX T&E
| <$100 | 2.250% + 10¢ |
| <$1,000 | 2.600% + 10¢ |
| >$1,000 | 3,000% + 10¢ |